Most study abroad programs require students to have health insurance abroad and show proof of such coverage. Some providers will include the cost of the insurance in their fee and purchase it for you. Students attending both Colby and non-Colby programs abroad should review their major medical insurance policy with their parents and confirm that it will provide coverage while abroad. Students on Colby programs will be required to show proof of their insurance policy by submitting a letter from their insurance carrier stating that they are covered abroad.
If you and your parents have determined that your insurance coverage will not extend to the overseas program site and there is no possibility of purchasing a rider to extend coverage, you can consider purchasing a policy with Cross Insurance by contacting 1-800-537-6444 ext. 211 or www.crossagency.com. Be sure to specify that you are a Colby student.
For students attending Colby programs in Dijon, Salamanca, St. Petersburg, and Bigelow, Colby requires proof of primary medical insurance that covers you abroad, and for sites abroad, purchases iNext supplemental Platinum insurance plus security evacuation. For all students on non-Colby programs, the college highly recommends that, in addition to your primary insurance, all students studying and traveling abroad purchase supplementary travel insurance through iNext. For students on Colby faculty-led JanPlan programs, Colby purchases iNext comprehensive insurance (which includes medical coverage) plus security evacuation and it is included in the program fee.
Students on non-Colby programs can purchase an iNext card on-line at www.iNext.com. Simply create an account online and follow the prompts to select your level of coverage, complete your profile, upload a digital photograph, and make your purchase. Your card will be sent to you the following business day. You will also be able to print a confirmation of insurance directly from the iNext website.
This supplementary insurance offers benefits such as accident and sickness expenses, emergency medical transportation, 24-hour medical, legal and travel assistance, travel document replacement, and student discounts. Five supplementary policy plans are offered, varying in cost from $36- $215 for one year of coverage. It is important to understand that, as with any travel insurance policy, this coverage is secondary to your primary medical coverage and certain exclusions may apply. If you have any questions about the iNext travel insurance coverage or how to purchase a card online, please feel free to contact (207) 553-4039 or [email protected] or check www.inext.com.